ACCEPTANCE OF TERMS
Welcome to ExpertBestList, a digital platform operated by ExpertBestList Inc. (“ExpertBestList”). The use of the ExpertBestList website, along with any other websites managed by ExpertBestList, its affiliates, or subsidiaries (collectively, the “ExpertBestList Sites”), including all servers (“Servers”), and all functionalities available on or through the ExpertBestList Sites or the Servers (including, but not limited to, all forms of communication, forums, and bulletin boards) is governed by these Conditions of Use (“Conditions”) and any additional conditions contained on, in, or available through a ExpertBestList Site.

CONTENT
The copyright in materials presented on, in, or accessible through the ExpertBestList Sites or Servers, excluding the content defined in the next section but including all other information, data, text, music, sound, photos, graphics, video, messages, or other materials and the arrangement and compilation thereof, and all source code, software, and other material (“Material”), is owned by or licensed to ExpertBestList or its affiliates. All rights are reserved. You are granted no rights, title, or interest in the Material except as explicitly indicated herein. The trademarks, service marks, and logos (“Trademarks”) on the ExpertBestList Sites or Servers are owned by or licensed to ExpertBestList or its affiliates. Except as expressly stated, you have no rights to use, copy, modify, reproduce, publish, display, distribute, transmit, exploit commercially, or disseminate the Trademarks without prior written consent from ExpertBestList or the applicable affiliate. You may print or download Material for personal use only, provided each copy includes a notice of ownership by ExpertBestList or its affiliates. The Material is not for commercial or public use. Except as expressly allowed or necessary for viewing, printing, or downloading Material for personal use, none of the Material may be reproduced, published, displayed, distributed, transmitted, exploited commercially, or disseminated in any form without prior written consent from ExpertBestList or the relevant affiliate.

THIRD-PARTY PRODUCTS, SERVICES, AND DOWNLOADS
ExpertBestList Sites or Servers may showcase third-party products and services (“Products and Services”) or contain links to third-party websites (“Third-Party Websites”). ExpertBestList does not endorse, is not responsible for, and has no control over any such Products or Services or any Third-Party Website, their content, or availability. ExpertBestList is not liable for any transactions or agreements you enter with a third party through a Third-Party Website or regarding any Products or Services. While ExpertBestList strives to provide impartial editorial content, we disclose that we may receive free products for review, run advertisements for products (including those we receive compensation for), sell these products in our stores, and may use affiliate links for which we receive compensation. ExpertBestList participates in various affiliate advertising programs designed to provide a means for sites to earn advertising fees by advertising and linking to third-party services.

DOWNLOADS
By accessing downloads via ExpertBestList Sites (“Download”), you acknowledge that (i) you have a license to use the Download, you do not own any intellectual property rights in the Download, and your use may be subject to an end-user license agreement; (ii) you are not allowed to modify, copy, exploit commercially, resell, or use the Download in any way contrary to applicable laws or regulations.

MEMBER CONDUCT
You agree not to use the ExpertBestList Sites in any way that violates the rights of others, is unlawful, harmful, abusive, harassing, defamatory, vulgar, obscene, or otherwise objectionable. You are responsible for maintaining the confidentiality of your password for accessing member sections of the ExpertBestList Sites. You agree to indemnify ExpertBestList and its affiliates for any losses resulting from your use of the ExpertBestList Sites not in accordance with these Conditions.

ExpertBestList PRIVACY POLICY
Your information provided to ExpertBestList is used in accordance with our privacy policy, which is part of these Conditions. By using the ExpertBestList Sites, you acknowledge and agree to the terms of the privacy policy.

DISCLAIMER / LIABILITY
ExpertBestList provides the ExpertBestList Sites, Third-Party Websites, links, Material, Content, and any products or services offered “as is” and on an “as available” basis, without warranties of any kind. To the fullest extent permitted by law, ExpertBestList disclaims all liability and warranties, whether express, implied, or statutory. ExpertBestList’s liability for any direct or indirect losses or damages arising from your use of the ExpertBestList Sites, any Third-Party Websites, or any products or services offered is limited to the amount you paid to ExpertBestList for the use of the Sites.

NO RECOMMENDATION OR INVITATION TO INVEST
Information on the ExpertBestList Sites is not intended as an offer or solicitation for the purchase or sale of any financial instrument.

GENERAL
These Conditions are governed by and construed in accordance with the laws of the jurisdiction in which ExpertBestList operates, without giving effect to any principles of conflicts of laws. If any provision of these Conditions is found to be invalid by a court of competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of these Conditions. ExpertBestList’s failure to exercise or enforce any right or provision of these Conditions shall not constitute a waiver of such right or provision.

MODIFICATION OF THESE CONDITIONS OF USE
ExpertBestList reserves the right to change these Conditions at any time. Your continued use of the ExpertBestList Sites following any changes signifies your acceptance of those changes.